Have you thought to yourself.....
"I can't afford life insurance right now."
You may be surprised at how affordable coverage is! For example, a 40-year-old could get $25,000 of coverage for about $2 per week. And, not having any coverage or enough coverage could be more costly to your family.
“I know I need life insurance but I’m too busy right now.”
The future’s unpredictable. Plan now to ensure your loved ones are protected. With Grange Life Sensible Benefits, it’s convenient for you to purchase the protection you need and relieve your family of the worry. The application process is simple; the premiums are paid automatically, and you can also purchase coverage for your spouse and children at the same time (subject to underwriting approval).
“Life insurance is overwhelming and confusing; what type do I buy?”
We’re here to help, not use high-pressure sales tactics. A Grange Life agent will answer your questions and guide you through the buying process to make sure you purchase the best plan to meet your needs and satisfy your budget.
Why Does Grange Life Sensible Benefits Make Sense?
Life insurance helps secure the future of those who depend on you.
Voluntary.
Enrollment is voluntary and you choose the coverage that meets your needs.
Affordable.
Premiums are minimal.
Convenient.
Premiums are paid automatically through payroll deduction or bank withdrawal.
Simple.
It’s easy to enroll with a short application and no medical exams. A licensed life insurance professional will meet with you to help you choose the coverage that’s right for you.
Guarantees.
Whole life cash values are guaranteed by Grange Life, grow tax-deferred and are not affected by interest rate changes.*
Family-friendly.
You, your spouse and children can apply. Children’s coverage for those aged 0-17 is available as a child rider. Individual coverage on spouse or adult children aged 18-25 is also available, subject to underwriting approval.
Ownership.
You own your life insurance policy.
Portable.
You can take your policy with you if you leave the organization.
Tax-free.
In most cases policy proceeds are distributed to beneficiaries income tax-free.
Options.
You choose the term or whole life plan that’s right for you and select additional coverages as needed.
Reliable.
Grange Life has the financial strength and stability to stand behind our promises.
* Guarantees and protections are subject to the claims-paying ability of Grange Life.